This website http://www.CredRight.com ("Website") is owned and operated by M/S CredRight Private Limited. CredRight provides services to the Users through the Website and is committed to protecting and respecting the privacy of the Users.
In the course of using this Website or availing the products and services vide the online application forms and questionnaires, CredRight and its affiliates may become privy to the personal information of its Users, including information that is of a confidential nature.
"User(s)" shall mean and include all companies and private organisations that visit the Website and provide information to CredRight through any of the modes referred to in the clause on "Collection of Information" below.
During the use of the Website, CredRight may collect and process such information from the Users, including but not limited to the below mentioned:
CredRight pledges that it shall not sell or rent Users' personal details to anyone. CredRight will protect every bit of the Users' business or personal information and maintain the confidentiality of the same. With this seal of trust, CredRight makes its services available to the Users for assessment and analysis that include credit and behaviour scoring, market and product analysis.
CredRight guarantees that it is going to keep all information confidential except in the following cases:
CredRight never will sell or rent personal information of its clients to anyone, at any time, for any reason. CredRight may use the User's personal information in the following ways, viz:
Access to personal information is strictly restricted and shared in accordance with certain specific internal procedures and safeguards that govern access. Certain features of the Website are available for use without any need to provide details. Other features of the Website may require Users to provide details including but not limited to the User's name, address, mobile number, email address, PAN No., employment & income details.
CredRight takes the security of its User's information very seriously. CredRight protects the User's information using bank-level data security: 128 bit-encryption and a Secure Sockets Layer (SSL) protocol. This creates an encrypted connection between the User's browser and CredRight's servers. All information remains encrypted at all times. If the User allows CredRight to see its banking information online rather than in paper form, it is on a read-only basis. CredRight does not have access to change, edit, or modify bank account information in any manner whatsoever. CredRight employees cannot view the User's banking username and passwords, and the same is securely stored in separate encrypted areas with its financial services providers.
All information provided to CredRight is stored on its secure servers whether outside or within India.
CredRight uses commercially reasonable safeguards to preserve the integrity and security of the Users' information against loss, theft, unauthorised access, disclosure, reproduction, use or amendment.
The information that is collected from the Users may be transferred to, and stored at, a destination inside or outside India. By submitting information on the Website, the Users agree to this transfer, storing and/ or processing. CredRight will take such steps as it considers reasonably necessary to ensure that the Users' information is treated securely and in accordance with the Policy.
In using the Website, the Users accept the inherent security implications of data transmission over the internet and the World Wide Web cannot always be guaranteed as completely secure. Therefore, the use of the Website will be at the own risk of the Users.
CredRight assumes no liability for any disclosure of information due to errors in transmission, unauthorised third party access or other acts of third parties, or acts or omissions beyond its reasonable control and the User agrees not to hold CredRight responsible for any breach of security unless such breach has been caused as a direct result of gross negligence or wilful default by CredRight.
In the event CredRight becomes aware of any breach of the security of the Users' information, it will promptly notify the Users and take appropriate action to the best of its ability to remedy such a breach.
This Policy does not apply to any information other than information collected by CredRight through the Website including such information collected in accordance with the clause on "Collection of Information" above. This Policy shall not apply to any unsolicited information provided by the Users through this Website or through any other means. This includes, but is not limited to, information posted to any public areas of the Website. All such unsolicited information shall be deemed to be non-confidential and CredRight shall be free to use, disclose such unsolicited information without limitation.
CredRight collects certain information from the User's browser using small data files called "cookies." CredRight uses session ID cookies to confirm that customers are logged in. This type of cookie helps CredRight recognize a customer if he or she visits multiple pages on the Website during the same session, so that separate passwords are not required to access each page. These cookies terminate once the customer closes the browser. By default, CredRight uses a persistent cookie that stores customer login ID (but not password) to make it easier for the customer to login when returning to the Website. CredRight encodes its cookies so that only CredRight can interpret the information stored in them. The User may remove or block this cookie using the User's browser settings to disable the feature.
CredRight also stores transaction history. CredRight may collect additional information in ways not specifically described herein. For example, CredRight may track information related to interactions with customer service or responses from surveys or other feedback tools. CredRight uses this information to continually improve the service provided to the customers.
The web pages of the Website contain electronic images known as "web beacons" (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyse how the Website is used. Web beacons may also be used in some of CredRight's emails to so as to know which emails and links recipients have opened, allowing it to gauge the effectiveness of its customer communications and marketing campaigns.
CredRight and its vendors, partners and affiliates do not tolerate SPAM, spyware or spoofing on the Site or any Service or Community Area. You may not use the Community Areas or Service to send commercial or other messages to any third-party if those messages are not expressly solicited or authorized in writing by the third-party. Your use of the Site you must comply with all applicable laws, including laws that apply in any jurisdiction to SPAM and marketing practices, and with any applicable marketing association guidelines on ethical marketing practices. You may not use our communication tools to send SPAM or otherwise send content that would violate the Terms Agreement. The use of any Community Areas or other portions of the Site in violation of the foregoing violates these Terms and may result in, among other things, termination or suspension of your rights to use the Interactive Areas and/or the Site. We automatically scan and may also manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content.
If the User wishes to introduce CredRight / the Website to any other person / entity, the User will be asked to provide such person / entity's name and email address. CredRight will automatically send such person / entity an email inviting it or to visit the Website. CredRight stores this information for the purpose of sending this email and keeping a record of the number of persons / entities so referred by the Users. CredRight may send additional emails to the said person / entity in connection with services offered by CredRight. Such person / entity may contact CredRight at info@CredRight.com to request that this information be removed from CredRight's database.
To opt out of email correspondence from CredRight or make a change to (or delete) the User information stored in CredRight's records, please contact CredRight at info@CredRight.com. CredRight will respond to the User's request within 30 days.
User information will be retained for as long as the User account is active or as needed to provide services to the User. If the User wishes to cancel its account or requests that CredRight no longer uses its information to provide services, the User may contact CredRight at info@CredRight.com. CredRight will retain and use User information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes.
CredRight has made every effort to ensure that this Policy adheres with the applicable laws. The invalidity or unenforceability of any part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy.
The rights and remedies available under this Policy may be exercised as often as necessary and are cumulative and not exclusive of rights or remedies provided by law. It may be waived only in writing. Delay in exercising or non-exercise of any such right or remedy does not constitute a waiver of that right or remedy, or any other right or remedy.
This Policy shall be governed by and construed in accordance with the laws of the Republic of India and subject to the provisions of arbitration set out herein, the courts at Bangalore shall have exclusive jurisdiction in relation to any disputes arising out of or in connection with this Policy.
If any dispute arises between CredRight and the User in connection with or arising out of the validity, interpretation, implementation or alleged breach of any provision of the Policy, such dispute shall be referred to and finally resolved by arbitration in accordance with the Indian Arbitration and Conciliation Act, 1996 for the time being in force, which rules are deemed to be incorporated by reference in this clause.
There shall be one (1) arbitrator and the seat of the arbitration shall be Hyderabad, Telangana, India.
The language of the arbitration proceedings and of all written decisions and correspondence relating to the arbitration shall be English.
CredRight makes no representation that the content contained on the Website is appropriate or to be used or accessed outside of the Republic of India. If the Users use or access the Website from outside the Republic of India, they do so at their own risk and are responsible for compliance with the laws of such jurisdiction.
The information, material, advices, suggestions, illustrations notifications, blogs etc. are collectively stated "the content" in this website. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. CredRight assumes no responsibility thereof. CredRight makes no warranty or representation regarding any content provided through this website and disclaims its liabilities in respect thereof. Any action on your part on the basis of the said content is at your own risk and responsibility. CredRight reserves its right to correct any part of the said content at any time as and when required at its sole discretion. The content of this website shall not be displayed or printed in any form in part or whole without the prior written approval of CredRight.
Any questions or concerns should be addressed to: info@CredRight.com