Collateral free business loans for Chit Fund Subscribers



Register online and fill out simple application form


Upload requisite documents online


Money in your bank account within 72 hours


Loan Amount
Up to Rs. 1000000
Expected Chit Prize Win Month
Up to 12 Months
Rate of Interest
Between 18% to 30%

Interest per month: 0
Total interest: 0

Credright Advantage

Avail loan as soon as you subscribe for a Chit

focussed on Small Business

MSME Focus

We say yes more often & faster and help you focus on growing your business

Loan when you need


Loan approval in 24 hours & receive money in your account within 72 hours

Minimal documentation


4-5 Documents which help us know you better like Bank Statements, VAT Return & KYC documents



Everything discussed upfront. You don't pay what's not mentioned & explained



Avoid tedious visits to branches; Get loan from the comfort of your home / office

Product that suits your need


Interest Only Loan with monthly/quarterly collection cycle & one time Principal repayment


Your loan is just a few clicks away

Dinesh Beriwal

I needed money to buy inventory & could not get my Chit. With CredRight, I received money in 3 days and used it to get 15% discount on inventory.

Uday Reddy

Bank rejected my application and then my Chit Fund partner introduced CredRight. Received loan against my chit in 3 days.

Venkat Raghavan

I was in no position to pay both Chit as well as EMI. Interest only loan without any collateral from CredRight was a great match!


First step to realize your financial dreams

Frequently Asked Questions

Do I need to upload any documents online at the time of application?
At the time of application, you need to upload KYC documents of the business, KYC documents of the proprietor/partners/directors, bank statements of the last six months, last two years IT returns and VAT returns for the last 12 months. The documents can be also sent to us using whatsapp.
In how many days can I expect decision on my loan application?
Once you submit the required documents, we would process your loan in 24 hours and provide you the quote. The loan amount would be credited within 72 hours from the submission of all documents.
Do I need to provide any security for the loan?
Our loans are unsecured. We do not take any security/collateral for the loan. However, we do require sureties for the loan.
How do I repay the interest and principal amount?
Interest is to be paid using NACH/ECS/PDCs. Principal amount would be collected after you winning the chit prize or on date of maturity whichever is earlier.

Registered Address:

CredRight Pvt. Ltd.

No 19, Shivdarshan Apartment,

80 Infantry Road ,

Bengaluru, Karnataka, 560001

Office Address:

CredRight Pvt. Ltd.

Uptown Cyberabad, Level 4C,

Eternal Corporate Services,

100 Feet Rd, Ayyappa Society

Hyderabad, Telangana, 500081